Bad Faith Blog
January 1, 2017
Missouri Unfair Claims Settlement Practices Act Created No Rights For Fire Loss Caused By Suicidal Insured
Summary: American Modern insured James and Ruth Roller when Mr. Roller set fire to the garage in a failed suicide attempt. American Modern investigated the loss, denied their claim, and then the Rollers filed a declaratory judgment action. The trial court denied coverage which the appellate court affirmed on all grounds.